Cornwell 14 Drawer Tool Chest

Want to know the tools I use up? Here they are.

They're not complicated. It's not a laundry list of services. It's super simple.

In fact, I've made an vehemence on making it far easier to manage our monetary resource.

This page is a puzzle out in progress, updating and expanding as I call up the resources and tools we use and how to world-class present them.

Here are the disparate categories:

• Tracking My Pecuniary resourc
• Banking Tools
• Investing Tools
• Credit Cards
• Miscellaneous Tools

Trailing My Finances

I track our net worth with a spreadsheet, specifically Microsoft Excel. It's a spreadsheet I've tweaked and tailored over 14+ years and IT's served me well. A spreadsheet won't pull a Quicken and start charging me an annual fee, which is nice. (here are some top Quicken alternatives if you're in that conundrum)

I use Own Capital to owed the data and help plan for the future, using its Retirement Planner. You can read to a greater extent about what I think of Personal Capital in my review too as most people's biggest concerns, security at Personal Capital.

If you are interested in the broader methodology for our financial frame-up, this post connected Building a Rock-Solid Fiscal Foundation forms the basis of our setup. In addition to the spreadsheet, I also sustain a Money Landing field Hand-operated that explains, in plain English, what every account is for and how they relate. A spreadsheet is good for numbers but bad for explaining the logical system tail each number.

Banking Tools

We have three personal bank accounts – Bank of America, Ally Bank, and CapitalOne360.

Ally Cant is my main bank and is the hub of my Financial Network Map. They rich person up-interest rates along their checking and savings account, their iPhone app has everything I need, and I don't see myself changing banks anytime soon.

Rely of USA is a lax checking account that I use to deposit (rarely) and withdraw Cash.

CapitalOne360 is nevertheless round because it used to be ING Direct and I use that as my bank account firewall with Paypal and otherwise payment services. With a minimum of just $1, no fees, and a equal rate of interest to Friend Bank building, there's no cost to safekeeping this or so.

Investing Tools

I use Van and Ally Invest.

I never moved my holdings over to Avant-garde from Ally Invest because IT's a good program, charges nary fees and I didn't want to deal with transferring assets. I receive my bank account there to a fault so information technology's still pretty amalgamate.

Avant-garde is where I hold everything else because Vanguard has the best monetary resource. I have a few parentage holdings there overly but the bulk of money is in mutual funds or ETFs. Cutting edge has a Personalized Advisor Service arsenic fit as a robo-advisor-like Digital Advisor Service.

AcreTrader is a real estate platform I've been geeking out on (and single where I've made ternary investments as of January 2022). They invest in farmland, which is a nice asset socio-economic class that I don't otherwise have exposure to.

In other real estate word, I've dabbled in real estate investing direct a crowdfunded sincere demesne platform – I've looked at AcreTrader and Fundrise Eastern Samoa the ii interesting players in this spot. Fundrise is a trifle unlike in the setup because you invest in a fund, rather than directly in properties. AcreTrader is fun because you invest in farmland. 🙂

I've also covered with Robinhood because it's a fun microscopic app and who doesn't like gratis trades? You can also get stock for referring people to Robinhood, up to $500.

Finally, two investiture platforms that I find fascinating just have yet to seat in is Vinovest for vino and Masterworks for fine art. Links go to our review of for each one platform.

Recognition Cards

Our three main credit card game are the Southwest Airlines Rapid Rewards Visa Credit Card, The Starwood Preferable Guest® Charge card from North American country Express, and the Costco Anywhere Visa Card by Citi.

We love the Southwest Airlines Rapid Rewards Visa Credit Card because it's our primary railway locomotive for earning a S Company Pass each year. The Companion Sink is one of the best frequent flyer perks out there and the card helps US get the 110,000 Speedy Rewards points you indigence to take in per year to maintain information technology. What's powerful is that you can get 50,000 Fast Rewards points with a referral, more inside information here, summation you can garner up to 50,000 points in referrals p.a..

The Starwood Preferred Guest® Charge plate from American Express is the cornerstone idea behind visiting Disney for free, since you privy use the SPG Points at the Swan and the Dolphin. They're Disney-ish properties – you undergo perks same Extra Magic Hours, transportation and FastPass+ reservations simply you wear't get channel from the airport and favourable Magic Bands.

Finally, the Costco Anywhere Visa Batting order by Citi is our BASIC cashback card linked to our Costco membership.

If you want to see what the best travel promotions are for credit cards, you'll neediness to visit our collaborator for the latest and greatest.

Miscellaneous Tools

This area is for complete the financial tools we use that don't evenfall into a nice convenient "money" category.

Extraordinary tool that I don't use, and doesn't qualify as a self-governing service, is You Need a Budget. We're at the financial stop in our life when budgeting is no longer an important piece of our finances but we know how powerful information technology ass be. You Deman a Budget is a profitable budgeting tool that wish get you happening track and has been secondhand aside thousands of multitude to fles a budget they seat stick with. I met the founder Jesse Meacham many many years agone and I've always been impressed with their service.

Insurance policy

Insurance is critical and this is how I believe some insurance.

If you need life insurance, I recommend checking out our list of the high-grade life assurance companies. We in brief discuss companies like Bestow, Fabric, Ladder, and more – you leave glucinium competent to find an affordable policy through one of these providers.

If you preceptor't have star debts (like a home mortgage) or dependents (those who rely on your income, such as kids or elders), you May wish to get disability insurance. Information technology terminate replace a percentage of your income if you get along disabled for some reason – here's why you may or may non want disability insurance policy.

This page is a work out in progress and will be updated and refreshed with the a la mode and greatest resources and tools I use or recommend.

Cornwell 14 Drawer Tool Chest

Source: https://wallethacks.com/resources-tools/

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